How Credits Work

Understanding Selify AI's credit-based billing system

How Credits Work

Selify AI uses a credit-based billing system that gives you precise control over spending. Every AI operation — from virtual try-ons to product listing generation — consumes a specific number of credits.

Credit Units

Credits are measured in micro-units for precision:

  • 100,000 micro-units = $1.00 USD
  • Credits are purchased in dollar amounts and converted to micro-units automatically
  • Your dashboard always shows both the micro-unit balance and the equivalent dollar value

This micro-unit system ensures you only pay for exactly what you use, down to fractions of a cent.

What Operations Cost

Each AI operation has a fixed credit cost:

OperationCost (micro-units)Cost (USD)
Virtual try-on20,000$0.20
Product listing generation5,000$0.05
Background removal2,000$0.02
AI customer support message500$0.005
Smart pricing analysis (per product)1,000$0.01

Costs are deducted before each operation runs. If your balance is insufficient, the operation will not execute and you’ll receive a notification to add credits.

Adding Credits

There are two ways to maintain your credit balance:

Subscription plans — Each tier includes a monthly credit allocation. See Subscription Tiers for details.

Pay-as-you-go top-ups — Purchase additional credits at any time from Settings > Billing > Add Credits. Top-up credits are charged at the standard rate of 100,000 micro-units per $1.00.

Credit Policies

  • Credits never expire — Whether included in your subscription or purchased as top-ups, your credits remain in your account indefinitely.
  • No rollover limits — Unused subscription credits carry over to the next billing cycle without caps.
  • Billing is pre-paid — Credits are deducted before AI operations execute, never after. This means you’ll never receive an unexpected bill.
  • Refund policy — If an AI operation fails due to a system error (not user error), credits are automatically refunded to your balance.

Monitoring Usage

Track your credit consumption in Settings > Billing:

  • Current balance — Your available credits in micro-units and USD
  • Usage history — Breakdown of credit consumption by operation type, date, and AI worker
  • Burn rate — Average daily and monthly credit usage to help you plan top-ups
  • Alerts — Set low-balance thresholds to receive email notifications before you run out

Team Billing

For workspaces with multiple team members:

  • All team members share the workspace credit pool
  • Only workspace Admins can purchase credits or modify billing settings
  • Usage reports can be filtered by team member to track individual consumption